{"id":12778,"date":"2026-08-31T16:34:35","date_gmt":"2026-08-31T11:04:35","guid":{"rendered":"https:\/\/flowersmfd.in\/?page_id=12778"},"modified":"2026-08-31T16:47:53","modified_gmt":"2026-08-31T11:17:53","slug":"elss-calculator","status":"publish","type":"page","link":"https:\/\/www.flowersmfd.in\/ta\/elss-calculator\/","title":{"rendered":"ELSS Tax Saving"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12778\" class=\"elementor elementor-12778\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"aux-parallax-section elementor-element elementor-element-56f5e54 e-flex e-con-boxed e-con e-parent\" data-id=\"56f5e54\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d93b8b9 elementor-widget elementor-widget-html\" data-id=\"d93b8b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"fmfd-elss-calculator\">\r\n\r\n<style>\r\n#fmfd-elss-calculator{\r\n  --blue:#0868d8;\r\n  --blue-dark:#0d3049;\r\n  --blue-soft:#f3f8fe;\r\n  --border:#d8e4f0;\r\n  --text:#12324b;\r\n  --muted:#6c8192;\r\n  --green:#239b4b;\r\n  --green-soft:#effaf3;\r\n  --orange:#d98216;\r\n  --orange-soft:#fff8ed;\r\n  --white:#fff;\r\n\r\n  width:100%;\r\n  max-width:1080px;\r\n  margin:0 auto;\r\n  padding:24px 16px 40px;\r\n  box-sizing:border-box;\r\n  font-family:Arial,Helvetica,sans-serif;\r\n  color:var(--text);\r\n}\r\n\r\n#fmfd-elss-calculator *,\r\n#fmfd-elss-calculator *::before,\r\n#fmfd-elss-calculator *::after{\r\n  box-sizing:border-box;\r\n}\r\n\r\n\/* HEADING *\/\r\n\r\n#fmfd-elss-calculator .elss-heading{\r\n  text-align:center;\r\n  margin:0 0 26px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-heading h1{\r\n  margin:0 0 7px;\r\n  color:var(--text);\r\n  font-size:32px;\r\n  line-height:1.2;\r\n  font-weight:700;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-heading p{\r\n  margin:0;\r\n  color:var(--muted);\r\n  font-size:14px;\r\n  line-height:1.6;\r\n}\r\n\r\n\/* MAIN GRID *\/\r\n\r\n#fmfd-elss-calculator .elss-grid{\r\n  display:grid;\r\n  grid-template-columns:minmax(0,1fr) minmax(0,1fr);\r\n  gap:20px;\r\n  align-items:start;\r\n}\r\n\r\n\/* CARDS *\/\r\n\r\n#fmfd-elss-calculator .elss-card{\r\n  background:var(--white);\r\n  border:1px solid var(--border);\r\n  border-radius:14px;\r\n  box-shadow:0 3px 14px rgba(13,47,79,.06);\r\n  overflow:hidden;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-card-header{\r\n  background:var(--blue-dark);\r\n  padding:20px 22px;\r\n  color:#fff;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-card-header h2{\r\n  margin:0 0 5px;\r\n  color:#fff;\r\n  font-size:20px;\r\n  line-height:1.25;\r\n  font-weight:700;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-card-header p{\r\n  margin:0;\r\n  color:#d7ebfa;\r\n  font-size:12px;\r\n  line-height:1.5;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-card-body{\r\n  padding:22px;\r\n}\r\n\r\n\/* INPUTS *\/\r\n\r\n#fmfd-elss-calculator .elss-field{\r\n  margin-bottom:20px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-label-row{\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:space-between;\r\n  gap:12px;\r\n  margin-bottom:8px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-label{\r\n  color:var(--text);\r\n  font-size:14px;\r\n  font-weight:700;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-value{\r\n  width:145px;\r\n  min-width:145px;\r\n  height:42px;\r\n  padding:0 12px;\r\n  border:1px solid var(--border);\r\n  border-radius:8px;\r\n  background:#fff;\r\n  color:var(--text);\r\n  font-size:15px;\r\n  font-weight:700;\r\n  text-align:right;\r\n  outline:none;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-value:focus{\r\n  border-color:var(--blue);\r\n  box-shadow:0 0 0 2px rgba(8,104,216,.10);\r\n}\r\n\r\n#fmfd-elss-calculator input[type=\"range\"]{\r\n  width:100%;\r\n  height:6px;\r\n  margin:2px 0 0;\r\n  accent-color:var(--blue);\r\n  cursor:pointer;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-range-info{\r\n  display:flex;\r\n  justify-content:space-between;\r\n  margin-top:5px;\r\n  color:var(--muted);\r\n  font-size:10px;\r\n}\r\n\r\n\/* REGIME NOTE *\/\r\n\r\n#fmfd-elss-calculator .elss-regime-note{\r\n  margin:-5px 0 20px;\r\n  padding:11px 12px;\r\n  border:1px solid #dbe7f2;\r\n  border-radius:8px;\r\n  background:var(--blue-soft);\r\n  color:var(--muted);\r\n  font-size:10px;\r\n  line-height:1.55;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-regime-note strong{\r\n  color:var(--text);\r\n}\r\n\r\n\/* BUTTON *\/\r\n\r\n#fmfd-elss-calculator .elss-calc-btn{\r\n  width:100%;\r\n  min-height:48px;\r\n  border:0;\r\n  border-radius:8px;\r\n  background:var(--blue);\r\n  color:#fff;\r\n  font-size:15px;\r\n  font-weight:700;\r\n  cursor:pointer;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-calc-btn:hover{\r\n  background:#075cbe;\r\n}\r\n\r\n\/* RESULT *\/\r\n\r\n#fmfd-elss-calculator .elss-result-label{\r\n  color:var(--muted);\r\n  font-size:12px;\r\n  margin-bottom:4px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-result-number{\r\n  color:var(--text);\r\n  font-size:36px;\r\n  line-height:1.15;\r\n  font-weight:700;\r\n  margin-bottom:18px;\r\n}\r\n\r\n\/* RESULT GRID *\/\r\n\r\n#fmfd-elss-calculator .elss-stat-grid{\r\n  display:grid;\r\n  grid-template-columns:1fr 1fr;\r\n  gap:10px;\r\n  margin-bottom:14px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-stat{\r\n  background:#fff;\r\n  border:1px solid var(--border);\r\n  border-radius:9px;\r\n  padding:12px;\r\n  min-height:72px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-stat span{\r\n  display:block;\r\n  color:var(--muted);\r\n  font-size:11px;\r\n  margin-bottom:5px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-stat strong{\r\n  display:block;\r\n  color:var(--text);\r\n  font-size:16px;\r\n  line-height:1.25;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-stat strong.green{\r\n  color:var(--green);\r\n}\r\n\r\n\/* ELIGIBILITY STATUS *\/\r\n\r\n#fmfd-elss-calculator .elss-status{\r\n  margin:14px 0;\r\n  padding:13px 14px;\r\n  border:1px solid #c9e8d2;\r\n  border-radius:9px;\r\n  background:var(--green-soft);\r\n}\r\n\r\n#fmfd-elss-calculator .elss-status.warning{\r\n  border-color:#efd8ae;\r\n  background:var(--orange-soft);\r\n}\r\n\r\n#fmfd-elss-calculator .elss-status-title{\r\n  margin-bottom:5px;\r\n  color:var(--text);\r\n  font-size:13px;\r\n  font-weight:700;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-status-text{\r\n  color:var(--muted);\r\n  font-size:11px;\r\n  line-height:1.5;\r\n}\r\n\r\n\/* CHART *\/\r\n\r\n#fmfd-elss-calculator .elss-chart-box{\r\n  margin-top:14px;\r\n  padding:15px;\r\n  border:1px solid var(--border);\r\n  border-radius:10px;\r\n  background:#fff;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-chart-title{\r\n  margin:0 0 12px;\r\n  color:var(--text);\r\n  font-size:13px;\r\n  font-weight:700;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-chart-wrap{\r\n  width:100%;\r\n  height:225px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-chart-wrap svg{\r\n  width:100%;\r\n  height:100%;\r\n  display:block;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-chart-note{\r\n  margin-top:8px;\r\n  color:var(--muted);\r\n  font-size:10px;\r\n  line-height:1.5;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-legend{\r\n  display:flex;\r\n  flex-wrap:wrap;\r\n  gap:18px;\r\n  margin-bottom:5px;\r\n  color:var(--muted);\r\n  font-size:10px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-legend-item{\r\n  display:flex;\r\n  align-items:center;\r\n  gap:6px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-legend-line{\r\n  width:20px;\r\n  height:2px;\r\n  background:var(--blue);\r\n}\r\n\r\n#fmfd-elss-calculator .elss-legend-line.invested{\r\n  background:#91a4b7;\r\n  border-top:2px dashed #91a4b7;\r\n  height:0;\r\n}\r\n\r\n\/* TAX NOTE *\/\r\n\r\n#fmfd-elss-calculator .elss-tax-box{\r\n  margin-top:14px;\r\n  padding:13px 14px;\r\n  border-radius:9px;\r\n  border:1px solid #dce7f0;\r\n  background:#fff;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-tax-box-title{\r\n  color:var(--text);\r\n  font-size:12px;\r\n  font-weight:700;\r\n  margin-bottom:5px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-tax-box-text{\r\n  color:var(--muted);\r\n  font-size:10px;\r\n  line-height:1.55;\r\n}\r\n\r\n\/* DISCLAIMER *\/\r\n\r\n#fmfd-elss-calculator .elss-disclaimer{\r\n  margin-top:18px;\r\n  padding:13px 15px;\r\n  border-radius:8px;\r\n  background:#f7f9fb;\r\n  border:1px solid #e4ebf1;\r\n  color:#687b8b;\r\n  font-size:10px;\r\n  line-height:1.55;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-disclaimer strong{\r\n  color:#4f6577;\r\n}\r\n\r\n\/* CTA *\/\r\n\r\n#fmfd-elss-calculator .elss-cta{\r\n  margin-top:18px;\r\n  padding:18px;\r\n  border:1px solid var(--border);\r\n  border-radius:12px;\r\n  background:var(--blue-soft);\r\n}\r\n\r\n#fmfd-elss-calculator .elss-cta h3{\r\n  margin:0 0 5px;\r\n  color:var(--text);\r\n  font-size:16px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-cta p{\r\n  margin:0 0 13px;\r\n  color:var(--muted);\r\n  font-size:11px;\r\n  line-height:1.5;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-cta-buttons{\r\n  display:flex;\r\n  flex-wrap:wrap;\r\n  gap:8px;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-cta a{\r\n  display:inline-flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  min-height:40px;\r\n  padding:0 15px;\r\n  border-radius:7px;\r\n  text-decoration:none;\r\n  font-size:12px;\r\n  font-weight:700;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-talk{\r\n  background:var(--blue);\r\n  color:#fff;\r\n}\r\n\r\n#fmfd-elss-calculator .elss-whatsapp{\r\n  background:#fff;\r\n  color:var(--blue);\r\n  border:1px solid var(--blue);\r\n}\r\n\r\n\/* MOBILE *\/\r\n\r\n@media(max-width:760px){\r\n\r\n  #fmfd-elss-calculator{\r\n    padding:18px 10px 30px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-heading{\r\n    margin-bottom:18px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-heading h1{\r\n    font-size:25px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-heading p{\r\n    font-size:11px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-grid{\r\n    grid-template-columns:1fr;\r\n    gap:14px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-card-header{\r\n    padding:16px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-card-header h2{\r\n    font-size:18px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-card-body{\r\n    padding:16px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-label{\r\n    font-size:12px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-value{\r\n    width:132px;\r\n    min-width:132px;\r\n    height:40px;\r\n    font-size:13px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-result-number{\r\n    font-size:30px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-stat strong{\r\n    font-size:14px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-chart-wrap{\r\n    height:200px;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-cta-buttons{\r\n    flex-direction:column;\r\n  }\r\n\r\n  #fmfd-elss-calculator .elss-cta a{\r\n    width:100%;\r\n  }\r\n}\r\n<\/style>\r\n\r\n\r\n<!-- =====================================================\r\n     HEADING\r\n     ===================================================== -->\r\n\r\n<div class=\"elss-heading\">\r\n\r\n  <h1>\ud83d\udcc8 ELSS Tax Saving Calculator<\/h1>\r\n\r\n  <p>\r\n    Estimate your eligible ELSS investment, potential tax-saving opportunity\r\n    and possible wealth growth.\r\n  <\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<!-- =====================================================\r\n     MAIN GRID\r\n     ===================================================== -->\r\n\r\n<div class=\"elss-grid\">\r\n\r\n\r\n  <!-- ===================================================\r\n       INPUT CARD\r\n       =================================================== -->\r\n\r\n  <div class=\"elss-card\">\r\n\r\n    <div class=\"elss-card-header\">\r\n\r\n      <h2>Plan Your ELSS Investment<\/h2>\r\n\r\n      <p>\r\n        Check how much of your ELSS investment may fit within\r\n        your remaining Section 80C limit.\r\n      <\/p>\r\n\r\n    <\/div>\r\n\r\n\r\n    <div class=\"elss-card-body\">\r\n\r\n\r\n      <!-- ANNUAL INCOME -->\r\n\r\n      <div class=\"elss-field\">\r\n\r\n        <div class=\"elss-label-row\">\r\n\r\n          <label\r\n            class=\"elss-label\"\r\n            for=\"elssIncome\"\r\n          >\r\n            Annual Gross Income (\u20b9)\r\n          <\/label>\r\n\r\n          <input\r\n            class=\"elss-value\"\r\n            id=\"elssIncomeDisplay\"\r\n            type=\"text\"\r\n            value=\"10,00,000\"\r\n            inputmode=\"numeric\"\r\n            aria-label=\"Annual gross income\"\r\n          >\r\n\r\n        <\/div>\r\n\r\n        <input\r\n          id=\"elssIncome\"\r\n          type=\"range\"\r\n          min=\"100000\"\r\n          max=\"100000000\"\r\n          step=\"10000\"\r\n          value=\"1000000\"\r\n        >\r\n\r\n        <div class=\"elss-range-info\">\r\n          <span>\u20b91 Lakh<\/span>\r\n          <span>\u20b910 Crore<\/span>\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- EXISTING 80C -->\r\n\r\n      <div class=\"elss-field\">\r\n\r\n        <div class=\"elss-label-row\">\r\n\r\n          <label\r\n            class=\"elss-label\"\r\n            for=\"elssExisting80C\"\r\n          >\r\n            Existing 80C Investments (\u20b9)\r\n          <\/label>\r\n\r\n          <input\r\n            class=\"elss-value\"\r\n            id=\"elssExistingDisplay\"\r\n            type=\"text\"\r\n            value=\"50,000\"\r\n            inputmode=\"numeric\"\r\n            aria-label=\"Existing 80C investments\"\r\n          >\r\n\r\n        <\/div>\r\n\r\n        <input\r\n          id=\"elssExisting80C\"\r\n          type=\"range\"\r\n          min=\"0\"\r\n          max=\"150000\"\r\n          step=\"5000\"\r\n          value=\"50000\"\r\n        >\r\n\r\n        <div class=\"elss-range-info\">\r\n          <span>\u20b90<\/span>\r\n          <span>\u20b91,50,000<\/span>\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- ELSS INVESTMENT -->\r\n\r\n      <div class=\"elss-field\">\r\n\r\n        <div class=\"elss-label-row\">\r\n\r\n          <label\r\n            class=\"elss-label\"\r\n            for=\"elssInvestment\"\r\n          >\r\n            ELSS Investment (\u20b9)\r\n          <\/label>\r\n\r\n          <input\r\n            class=\"elss-value\"\r\n            id=\"elssInvestmentDisplay\"\r\n            type=\"text\"\r\n            value=\"1,00,000\"\r\n            inputmode=\"numeric\"\r\n            aria-label=\"ELSS investment\"\r\n          >\r\n\r\n        <\/div>\r\n\r\n        <input\r\n          id=\"elssInvestment\"\r\n          type=\"range\"\r\n          min=\"5000\"\r\n          max=\"150000\"\r\n          step=\"5000\"\r\n          value=\"100000\"\r\n        >\r\n\r\n        <div class=\"elss-range-info\">\r\n          <span>\u20b95,000<\/span>\r\n          <span>\u20b91,50,000<\/span>\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- EXPECTED RETURN -->\r\n\r\n      <div class=\"elss-field\">\r\n\r\n        <div class=\"elss-label-row\">\r\n\r\n          <label\r\n            class=\"elss-label\"\r\n            for=\"elssReturn\"\r\n          >\r\n            Expected Annual Return (%)\r\n          <\/label>\r\n\r\n          <input\r\n            class=\"elss-value\"\r\n            id=\"elssReturnDisplay\"\r\n            type=\"text\"\r\n            value=\"12%\"\r\n            inputmode=\"decimal\"\r\n            aria-label=\"Expected annual return\"\r\n          >\r\n\r\n        <\/div>\r\n\r\n        <input\r\n          id=\"elssReturn\"\r\n          type=\"range\"\r\n          min=\"0\"\r\n          max=\"20\"\r\n          step=\"0.5\"\r\n          value=\"12\"\r\n        >\r\n\r\n        <div class=\"elss-range-info\">\r\n          <span>0%<\/span>\r\n          <span>20%<\/span>\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- INVESTMENT PERIOD -->\r\n\r\n      <div class=\"elss-field\">\r\n\r\n        <div class=\"elss-label-row\">\r\n\r\n          <label\r\n            class=\"elss-label\"\r\n            for=\"elssPeriod\"\r\n          >\r\n            Investment Period\r\n          <\/label>\r\n\r\n          <input\r\n            class=\"elss-value\"\r\n            id=\"elssPeriodDisplay\"\r\n            type=\"text\"\r\n            value=\"3 Years\"\r\n            inputmode=\"numeric\"\r\n            aria-label=\"Investment period\"\r\n          >\r\n\r\n        <\/div>\r\n\r\n        <input\r\n          id=\"elssPeriod\"\r\n          type=\"range\"\r\n          min=\"3\"\r\n          max=\"30\"\r\n          step=\"1\"\r\n          value=\"3\"\r\n        >\r\n\r\n        <div class=\"elss-range-info\">\r\n          <span>3 Years<\/span>\r\n          <span>30 Years<\/span>\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- TAX REGIME NOTE -->\r\n\r\n      <div class=\"elss-regime-note\">\r\n\r\n        <strong>Tax regime:<\/strong>\r\n        Section 80C deduction for ELSS is relevant under the\r\n        <strong>old tax regime<\/strong>. The new tax regime generally\r\n        does not provide the Section 80C deduction.\r\n\r\n      <\/div>\r\n\r\n\r\n      <button\r\n        type=\"button\"\r\n        id=\"elssCalculate\"\r\n        class=\"elss-calc-btn\"\r\n      >\r\n        Calculate My ELSS\r\n      <\/button>\r\n\r\n    <\/div>\r\n\r\n  <\/div>\r\n\r\n\r\n  <!-- ===================================================\r\n       RESULT CARD\r\n       =================================================== -->\r\n\r\n  <div class=\"elss-card\">\r\n\r\n    <div class=\"elss-card-body\">\r\n\r\n\r\n      <div class=\"elss-result-label\">\r\n        Estimated Value at End\r\n      <\/div>\r\n\r\n      <div\r\n        id=\"elssFinalValue\"\r\n        class=\"elss-result-number\"\r\n      >\r\n        \u20b91,40,493\r\n      <\/div>\r\n\r\n\r\n      <!-- RESULT GRID -->\r\n\r\n      <div class=\"elss-stat-grid\">\r\n\r\n\r\n        <div class=\"elss-stat\">\r\n\r\n          <span>ELSS Investment<\/span>\r\n\r\n          <strong id=\"elssResultInvestment\">\r\n            \u20b91,00,000\r\n          <\/strong>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"elss-stat\">\r\n\r\n          <span>Eligible 80C Amount<\/span>\r\n\r\n          <strong id=\"elssEligible\">\r\n            \u20b91,00,000\r\n          <\/strong>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"elss-stat\">\r\n\r\n          <span>Estimated Growth<\/span>\r\n\r\n          <strong\r\n            id=\"elssGrowth\"\r\n            class=\"green\"\r\n          >\r\n            \u20b940,493\r\n          <\/strong>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"elss-stat\">\r\n\r\n          <span>Lock-in Period<\/span>\r\n\r\n          <strong>\r\n            3 Years\r\n          <\/strong>\r\n\r\n        <\/div>\r\n\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- ELIGIBILITY STATUS -->\r\n\r\n      <div\r\n        id=\"elssStatus\"\r\n        class=\"elss-status\"\r\n      >\r\n\r\n        <div\r\n          id=\"elssStatusTitle\"\r\n          class=\"elss-status-title\"\r\n        >\r\n          \u2713 Within available 80C limit\r\n        <\/div>\r\n\r\n        <div\r\n          id=\"elssStatusText\"\r\n          class=\"elss-status-text\"\r\n        >\r\n          Your selected ELSS investment fits within the remaining\r\n          Section 80C limit based on the information entered.\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- CHART -->\r\n\r\n      <div class=\"elss-chart-box\">\r\n\r\n        <div class=\"elss-chart-title\">\r\n          Estimated ELSS Growth\r\n        <\/div>\r\n\r\n\r\n        <div class=\"elss-legend\">\r\n\r\n          <div class=\"elss-legend-item\">\r\n\r\n            <span class=\"elss-legend-line\"><\/span>\r\n\r\n            Estimated value\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"elss-legend-item\">\r\n\r\n            <span class=\"elss-legend-line invested\"><\/span>\r\n\r\n            Investment amount\r\n\r\n          <\/div>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"elss-chart-wrap\">\r\n\r\n          <svg\r\n            id=\"elssChart\"\r\n            viewBox=\"0 0 700 225\"\r\n            preserveAspectRatio=\"none\"\r\n            aria-label=\"ELSS growth chart\"\r\n          ><\/svg>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"elss-chart-note\">\r\n\r\n          Illustration based on the selected expected return.\r\n          Actual mutual fund returns may vary.\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- TAX SAVING INFORMATION -->\r\n\r\n      <div class=\"elss-tax-box\">\r\n\r\n        <div class=\"elss-tax-box-title\">\r\n          Potential tax-saving opportunity\r\n        <\/div>\r\n\r\n        <div\r\n          id=\"elssTaxText\"\r\n          class=\"elss-tax-box-text\"\r\n        >\r\n          The selected ELSS amount may qualify for deduction under\r\n          Section 80C, subject to the applicable tax rules and your\r\n          available 80C limit.\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n    <\/div>\r\n\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<!-- =====================================================\r\n     DISCLAIMER \u2014 IMMEDIATELY BELOW CALCULATOR\r\n     ===================================================== -->\r\n\r\n<div class=\"elss-disclaimer\">\r\n\r\n  <strong>Illustration only:<\/strong>\r\n  ELSS investments are market-linked and returns are not guaranteed.\r\n  The Section 80C deduction is subject to applicable income-tax rules,\r\n  the chosen tax regime and the overall Section 80C limit. The tax impact\r\n  depends on your individual circumstances. ELSS schemes generally have\r\n  a statutory three-year lock-in period. This calculator is for educational\r\n  purposes only and does not constitute tax or investment advice.\r\n\r\n<\/div>\r\n\r\n\r\n<!-- =====================================================\r\n     CTA\r\n     ===================================================== -->\r\n\r\n<div class=\"elss-cta\">\r\n\r\n  <h3>\r\n    \ud83c\udf38 Planning your tax-saving investments?\r\n  <\/h3>\r\n\r\n  <p>\r\n    We can help you understand ELSS and how tax-saving investments\r\n    may fit into your overall financial plan.\r\n  <\/p>\r\n\r\n  <div class=\"elss-cta-buttons\">\r\n\r\n    <a\r\n      class=\"elss-talk\"\r\n      href=\"\/contact\/\"\r\n    >\r\n      Talk to Flowers MFD\r\n    <\/a>\r\n\r\n    <a class=\"elss-whatsapp\" href=\"https:\/\/wa.me\/919677738141\" target=\"_blank\" rel=\"noopener nofollow\">\r\n      Chat on WhatsApp\r\n    <\/a>\r\n\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<script>\r\n(function(){\r\n\r\n  \"use strict\";\r\n\r\n\r\n  \/* =====================================================\r\n     ELEMENTS\r\n     ===================================================== *\/\r\n\r\n  const incomeRange =\r\n    document.getElementById(\"elssIncome\");\r\n\r\n  const existingRange =\r\n    document.getElementById(\"elssExisting80C\");\r\n\r\n  const investmentRange =\r\n    document.getElementById(\"elssInvestment\");\r\n\r\n  const returnRange =\r\n    document.getElementById(\"elssReturn\");\r\n\r\n  const periodRange =\r\n    document.getElementById(\"elssPeriod\");\r\n\r\n\r\n  const incomeDisplay =\r\n    document.getElementById(\"elssIncomeDisplay\");\r\n\r\n  const existingDisplay =\r\n    document.getElementById(\"elssExistingDisplay\");\r\n\r\n  const investmentDisplay =\r\n    document.getElementById(\"elssInvestmentDisplay\");\r\n\r\n  const returnDisplay =\r\n    document.getElementById(\"elssReturnDisplay\");\r\n\r\n  const periodDisplay =\r\n    document.getElementById(\"elssPeriodDisplay\");\r\n\r\n\r\n  const finalValue =\r\n    document.getElementById(\"elssFinalValue\");\r\n\r\n  const resultInvestment =\r\n    document.getElementById(\"elssResultInvestment\");\r\n\r\n  const eligibleAmount =\r\n    document.getElementById(\"elssEligible\");\r\n\r\n  const growthAmount =\r\n    document.getElementById(\"elssGrowth\");\r\n\r\n  const statusBox =\r\n    document.getElementById(\"elssStatus\");\r\n\r\n  const statusTitle =\r\n    document.getElementById(\"elssStatusTitle\");\r\n\r\n  const statusText =\r\n    document.getElementById(\"elssStatusText\");\r\n\r\n  const taxText =\r\n    document.getElementById(\"elssTaxText\");\r\n\r\n\r\n  \/* =====================================================\r\n     FORMAT\r\n     ===================================================== *\/\r\n\r\n  function formatINR(value){\r\n\r\n    value =\r\n      Math.round(Number(value) || 0);\r\n\r\n    return \"\u20b9\" +\r\n      value.toLocaleString(\"en-IN\");\r\n\r\n  }\r\n\r\n\r\n  function cleanNumber(value){\r\n\r\n    return Number(\r\n      String(value)\r\n        .replace(\/\u20b9\/g,\"\")\r\n        .replace(\/,\/g,\"\")\r\n        .replace(\/%\/g,\"\")\r\n        .replace(\/Years?\/gi,\"\")\r\n        .replace(\/[^\\d.]\/g,\"\")\r\n    ) || 0;\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================================\r\n     RANGE \u2192 DISPLAY\r\n     ===================================================== *\/\r\n\r\n  function syncIncome(){\r\n\r\n    incomeDisplay.value =\r\n      formatINR(incomeRange.value);\r\n\r\n  }\r\n\r\n\r\n  function syncExisting(){\r\n\r\n    existingDisplay.value =\r\n      formatINR(existingRange.value);\r\n\r\n  }\r\n\r\n\r\n  function syncInvestment(){\r\n\r\n    investmentDisplay.value =\r\n      formatINR(investmentRange.value);\r\n\r\n  }\r\n\r\n\r\n  function syncReturn(){\r\n\r\n    returnDisplay.value =\r\n      Number(returnRange.value)\r\n        .toFixed(1)\r\n        .replace(\".0\",\"\") +\r\n      \"%\";\r\n\r\n  }\r\n\r\n\r\n  function syncPeriod(){\r\n\r\n    periodDisplay.value =\r\n      periodRange.value +\r\n      \" Years\";\r\n\r\n  }\r\n\r\n\r\n  incomeRange.addEventListener(\r\n    \"input\",\r\n    function(){\r\n      syncIncome();\r\n      calculate();\r\n    }\r\n  );\r\n\r\n\r\n  existingRange.addEventListener(\r\n    \"input\",\r\n    function(){\r\n      syncExisting();\r\n      calculate();\r\n    }\r\n  );\r\n\r\n\r\n  investmentRange.addEventListener(\r\n    \"input\",\r\n    function(){\r\n      syncInvestment();\r\n      calculate();\r\n    }\r\n  );\r\n\r\n\r\n  returnRange.addEventListener(\r\n    \"input\",\r\n    function(){\r\n      syncReturn();\r\n      calculate();\r\n    }\r\n  );\r\n\r\n\r\n  periodRange.addEventListener(\r\n    \"input\",\r\n    function(){\r\n      syncPeriod();\r\n      calculate();\r\n    }\r\n  );\r\n\r\n\r\n  \/* =====================================================\r\n     DISPLAY \u2192 RANGE\r\n     ===================================================== *\/\r\n\r\n  incomeDisplay.addEventListener(\r\n    \"change\",\r\n    function(){\r\n\r\n      let value =\r\n        cleanNumber(this.value);\r\n\r\n      value =\r\n        Math.max(\r\n          Number(incomeRange.min),\r\n          Math.min(\r\n            Number(incomeRange.max),\r\n            value\r\n          )\r\n        );\r\n\r\n      incomeRange.value =\r\n        value;\r\n\r\n      syncIncome();\r\n\r\n      calculate();\r\n\r\n    }\r\n  );\r\n\r\n\r\n  existingDisplay.addEventListener(\r\n    \"change\",\r\n    function(){\r\n\r\n      let value =\r\n        cleanNumber(this.value);\r\n\r\n      value =\r\n        Math.max(\r\n          Number(existingRange.min),\r\n          Math.min(\r\n            Number(existingRange.max),\r\n            value\r\n          )\r\n        );\r\n\r\n      existingRange.value =\r\n        value;\r\n\r\n      syncExisting();\r\n\r\n      calculate();\r\n\r\n    }\r\n  );\r\n\r\n\r\n  investmentDisplay.addEventListener(\r\n    \"change\",\r\n    function(){\r\n\r\n      let value =\r\n        cleanNumber(this.value);\r\n\r\n      value =\r\n        Math.max(\r\n          Number(investmentRange.min),\r\n          Math.min(\r\n            Number(investmentRange.max),\r\n            value\r\n          )\r\n        );\r\n\r\n      investmentRange.value =\r\n        value;\r\n\r\n      syncInvestment();\r\n\r\n      calculate();\r\n\r\n    }\r\n  );\r\n\r\n\r\n  returnDisplay.addEventListener(\r\n    \"change\",\r\n    function(){\r\n\r\n      let value =\r\n        cleanNumber(this.value);\r\n\r\n      value =\r\n        Math.max(\r\n          Number(returnRange.min),\r\n          Math.min(\r\n            Number(returnRange.max),\r\n            value\r\n          )\r\n        );\r\n\r\n      returnRange.value =\r\n        value;\r\n\r\n      syncReturn();\r\n\r\n      calculate();\r\n\r\n    }\r\n  );\r\n\r\n\r\n  periodDisplay.addEventListener(\r\n    \"change\",\r\n    function(){\r\n\r\n      let value =\r\n        Math.round(\r\n          cleanNumber(this.value)\r\n        );\r\n\r\n      value =\r\n        Math.max(\r\n          Number(periodRange.min),\r\n          Math.min(\r\n            Number(periodRange.max),\r\n            value\r\n          )\r\n        );\r\n\r\n      periodRange.value =\r\n        value;\r\n\r\n      syncPeriod();\r\n\r\n      calculate();\r\n\r\n    }\r\n  );\r\n\r\n\r\n  \/* =====================================================\r\n     CALCULATION\r\n     ===================================================== *\/\r\n\r\n  function calculate(){\r\n\r\n    const income =\r\n      Number(incomeRange.value);\r\n\r\n    const existing80C =\r\n      Number(existingRange.value);\r\n\r\n    const requestedELSS =\r\n      Number(investmentRange.value);\r\n\r\n    const annualReturn =\r\n      Number(returnRange.value) \/ 100;\r\n\r\n    const years =\r\n      Number(periodRange.value);\r\n\r\n\r\n    \/*\r\n     * Section 80C overall limit used\r\n     * for this educational calculator.\r\n     *\/\r\n    const section80CLimit =\r\n      150000;\r\n\r\n\r\n    \/*\r\n     * Remaining available 80C space.\r\n     *\/\r\n    const remaining80C =\r\n      Math.max(\r\n        0,\r\n        section80CLimit -\r\n        existing80C\r\n      );\r\n\r\n\r\n    \/*\r\n     * Eligible portion of selected ELSS.\r\n     *\/\r\n    const eligibleELSS =\r\n      Math.min(\r\n        requestedELSS,\r\n        remaining80C\r\n      );\r\n\r\n\r\n    \/*\r\n     * Future value using annual compounding\r\n     * for the selected illustration period.\r\n     *\/\r\n    const maturityValue =\r\n      requestedELSS *\r\n      Math.pow(\r\n        1 + annualReturn,\r\n        years\r\n      );\r\n\r\n\r\n    const growth =\r\n      Math.max(\r\n        0,\r\n        maturityValue -\r\n        requestedELSS\r\n      );\r\n\r\n\r\n    \/* RESULTS *\/\r\n\r\n    finalValue.textContent =\r\n      formatINR(maturityValue);\r\n\r\n    resultInvestment.textContent =\r\n      formatINR(requestedELSS);\r\n\r\n    eligibleAmount.textContent =\r\n      formatINR(eligibleELSS);\r\n\r\n    growthAmount.textContent =\r\n      formatINR(growth);\r\n\r\n\r\n    \/* STATUS *\/\r\n\r\n    statusBox.classList.remove(\r\n      \"warning\"\r\n    );\r\n\r\n\r\n    if(\r\n      requestedELSS >\r\n      remaining80C\r\n    ){\r\n\r\n      statusBox.classList.add(\r\n        \"warning\"\r\n      );\r\n\r\n\r\n      statusTitle.textContent =\r\n        \"\u26a0 ELSS investment exceeds available 80C space\";\r\n\r\n\r\n      statusText.textContent =\r\n        \"Based on your existing 80C investments, approximately \" +\r\n        formatINR(remaining80C) +\r\n        \" of the selected ELSS investment may fit within the \" +\r\n        \"remaining \u20b91,50,000 Section 80C limit.\";\r\n\r\n    }\r\n    else{\r\n\r\n      statusTitle.textContent =\r\n        \"\u2713 Within available 80C limit\";\r\n\r\n\r\n      statusText.textContent =\r\n        \"Your selected ELSS investment fits within the remaining \" +\r\n        \"Section 80C limit based on the information entered.\";\r\n\r\n    }\r\n\r\n\r\n    \/*\r\n     * TAX INFORMATION\r\n     *\/\r\n    if(eligibleELSS > 0){\r\n\r\n      taxText.textContent =\r\n        formatINR(eligibleELSS) +\r\n        \" of your selected ELSS investment may qualify for \" +\r\n        \"Section 80C deduction, subject to the applicable tax \" +\r\n        \"rules, tax regime and your overall available limit.\";\r\n\r\n    }\r\n    else{\r\n\r\n      taxText.textContent =\r\n        \"No additional Section 80C space is available based on \" +\r\n        \"the existing 80C investment entered.\";\r\n\r\n    }\r\n\r\n\r\n    drawChart(\r\n      requestedELSS,\r\n      years,\r\n      annualReturn\r\n    );\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================================\r\n     CHART\r\n     ===================================================== *\/\r\n\r\n  function drawChart(\r\n    investment,\r\n    years,\r\n    annualReturn\r\n  ){\r\n\r\n    const svg =\r\n      document.getElementById(\r\n        \"elssChart\"\r\n      );\r\n\r\n\r\n    const width = 700;\r\n    const height = 225;\r\n\r\n    const padLeft = 42;\r\n    const padRight = 12;\r\n    const padTop = 12;\r\n    const padBottom = 28;\r\n\r\n    const chartWidth =\r\n      width -\r\n      padLeft -\r\n      padRight;\r\n\r\n    const chartHeight =\r\n      height -\r\n      padTop -\r\n      padBottom;\r\n\r\n\r\n    svg.innerHTML = \"\";\r\n\r\n\r\n    const data = [];\r\n\r\n\r\n    for(\r\n      let year = 0;\r\n      year <= years;\r\n      year++\r\n    ){\r\n\r\n      const value =\r\n        investment *\r\n        Math.pow(\r\n          1 + annualReturn,\r\n          year\r\n        );\r\n\r\n\r\n      data.push({\r\n        year:year,\r\n        value:value\r\n      });\r\n\r\n    }\r\n\r\n\r\n    const maxValue =\r\n      data[data.length - 1].value ||\r\n      investment ||\r\n      1;\r\n\r\n\r\n    function x(index){\r\n\r\n      if(data.length === 1){\r\n        return padLeft;\r\n      }\r\n\r\n      return padLeft +\r\n        (\r\n          index \/\r\n          (data.length - 1)\r\n        ) *\r\n        chartWidth;\r\n\r\n    }\r\n\r\n\r\n    function y(value){\r\n\r\n      return padTop +\r\n        chartHeight -\r\n        (\r\n          value \/\r\n          maxValue\r\n        ) *\r\n        chartHeight;\r\n\r\n    }\r\n\r\n\r\n    \/* GRID *\/\r\n\r\n    for(\r\n      let i = 0;\r\n      i <= 3;\r\n      i++\r\n    ){\r\n\r\n      const gy =\r\n        padTop +\r\n        (i \/ 3) *\r\n        chartHeight;\r\n\r\n\r\n      const line =\r\n        document.createElementNS(\r\n          \"http:\/\/www.w3.org\/2000\/svg\",\r\n          \"line\"\r\n        );\r\n\r\n\r\n      line.setAttribute(\r\n        \"x1\",\r\n        padLeft\r\n      );\r\n\r\n      line.setAttribute(\r\n        \"x2\",\r\n        width - padRight\r\n      );\r\n\r\n      line.setAttribute(\r\n        \"y1\",\r\n        gy\r\n      );\r\n\r\n      line.setAttribute(\r\n        \"y2\",\r\n        gy\r\n      );\r\n\r\n      line.setAttribute(\r\n        \"stroke\",\r\n        \"#e7eef5\"\r\n      );\r\n\r\n      line.setAttribute(\r\n        \"stroke-width\",\r\n        \"1\"\r\n      );\r\n\r\n\r\n      svg.appendChild(line);\r\n\r\n    }\r\n\r\n\r\n    \/* INVESTMENT BASELINE *\/\r\n\r\n    const baseY =\r\n      y(investment);\r\n\r\n\r\n    const baseline =\r\n      document.createElementNS(\r\n        \"http:\/\/www.w3.org\/2000\/svg\",\r\n        \"line\"\r\n      );\r\n\r\n\r\n    baseline.setAttribute(\r\n      \"x1\",\r\n      padLeft\r\n    );\r\n\r\n    baseline.setAttribute(\r\n      \"x2\",\r\n      width - padRight\r\n    );\r\n\r\n    baseline.setAttribute(\r\n      \"y1\",\r\n      baseY\r\n    );\r\n\r\n    baseline.setAttribute(\r\n      \"y2\",\r\n      baseY\r\n    );\r\n\r\n    baseline.setAttribute(\r\n      \"stroke\",\r\n      \"#91a4b7\"\r\n    );\r\n\r\n    baseline.setAttribute(\r\n      \"stroke-width\",\r\n      \"2\"\r\n    );\r\n\r\n    baseline.setAttribute(\r\n      \"stroke-dasharray\",\r\n      \"5 5\"\r\n    );\r\n\r\n\r\n    svg.appendChild(\r\n      baseline\r\n    );\r\n\r\n\r\n    \/* VALUE PATH *\/\r\n\r\n    let pathData = \"\";\r\n\r\n\r\n    data.forEach(\r\n      function(point,index){\r\n\r\n        pathData +=\r\n          (\r\n            index === 0\r\n              ? \"M \"\r\n              : \" L \"\r\n          ) +\r\n          x(index) +\r\n          \" \" +\r\n          y(point.value);\r\n\r\n      }\r\n    );\r\n\r\n\r\n    const path =\r\n      document.createElementNS(\r\n        \"http:\/\/www.w3.org\/2000\/svg\",\r\n        \"path\"\r\n      );\r\n\r\n\r\n    path.setAttribute(\r\n      \"d\",\r\n      pathData\r\n    );\r\n\r\n    path.setAttribute(\r\n      \"fill\",\r\n      \"none\"\r\n    );\r\n\r\n    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Plan Your ELSS Investment Check how much of your ELSS investment may fit within your remaining Section 80C limit. Annual Gross Income (\u20b9) \u20b91 Lakh \u20b910 Crore Existing 80C Investments (\u20b9) \u20b90 \u20b91,50,000 ELSS Investment (\u20b9) \u20b95,000 \u20b91,50,000 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12778","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"boopathi.giri","author_link":"https:\/\/www.flowersmfd.in\/ta\/author\/boopathi-giri\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"&#x1f4c8; ELSS Tax Saving Calculator Estimate your eligible ELSS investment, potential tax-saving opportunity and possible wealth growth. Plan Your ELSS Investment Check how much of your ELSS investment may fit within your remaining Section 80C limit. Annual Gross Income (\u20b9) \u20b91 Lakh \u20b910 Crore Existing 80C Investments (\u20b9) \u20b90 \u20b91,50,000 ELSS Investment (\u20b9) \u20b95,000 \u20b91,50,000&hellip;","_links":{"self":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages\/12778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/comments?post=12778"}],"version-history":[{"count":3,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages\/12778\/revisions"}],"predecessor-version":[{"id":12782,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages\/12778\/revisions\/12782"}],"wp:attachment":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/media?parent=12778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}