{"id":11661,"date":"2026-07-01T15:08:12","date_gmt":"2026-07-01T09:38:12","guid":{"rendered":"https:\/\/flowersmfd.in\/?page_id=11661"},"modified":"2026-09-09T09:38:56","modified_gmt":"2026-09-09T04:08:56","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.flowersmfd.in\/ta\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11661\" class=\"elementor elementor-11661\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"aux-parallax-section elementor-element elementor-element-3bf61bc e-flex e-con-boxed e-con e-parent\" data-id=\"3bf61bc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6ad555 elementor-widget elementor-widget-html\" data-id=\"b6ad555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"en\">\r\n<head>\r\n<meta charset=\"UTF-8\">\r\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n\r\n<title>Investor FAQs | Flowers Mutual Fund Distributors \u2014 AMFI Registered Mutual Fund Distributor<\/title>\r\n\r\n<meta name=\"description\" content=\"Answers to common questions about Mutual Funds, SIPs, KYC, taxation, redemptions, risk, Regular and Direct Plans, and portfolio servicing from Flowers Mutual Fund Distributors.\">\r\n\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Fraunces:ital,opsz,wght@0,9..144,400;0,9..144,500;0,9..144,600;0,9..144,700;1,9..144,500&family=Inter:wght@400;500;600;700;800&family=IBM+Plex+Mono:wght@500;600&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n:root{\r\n  --ink:#0A1F44;\r\n  --deep:#123C69;\r\n  --deep-2:#0E2E52;\r\n  --emerald:#0E9F6E;\r\n  --emerald-deep:#0A7F58;\r\n  --mint:#E6F4EA;\r\n  --paper:#F7FAF9;\r\n  --paper-2:#EFF4F6;\r\n  --slate:#4A5A6B;\r\n  --slate-light:#7C8CA0;\r\n  --line:#DCE4E8;\r\n  --white:#FFFFFF;\r\n  --radius:14px;\r\n  --shadow-sm:0 1px 2px rgba(10,31,68,.06);\r\n  --shadow-md:0 8px 24px rgba(10,31,68,.08);\r\n  --shadow-lg:0 24px 60px rgba(10,31,68,.14);\r\n  --ff-display:'Fraunces',serif;\r\n  --ff-body:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;\r\n  --ff-mono:'IBM Plex Mono',monospace;\r\n}\r\n\r\n*{box-sizing:border-box;}\r\n\r\nhtml{\r\n  scroll-behavior:smooth;\r\n}\r\n\r\nbody{\r\n  margin:0;\r\n  font-family:var(--ff-body);\r\n  color:var(--ink);\r\n  background:var(--paper);\r\n  -webkit-font-smoothing:antialiased;\r\n}\r\n\r\nimg{\r\n  max-width:100%;\r\n  display:block;\r\n}\r\n\r\na{\r\n  color:inherit;\r\n}\r\n\r\nbutton{\r\n  font-family:inherit;\r\n}\r\n\r\n@media (prefers-reduced-motion:reduce){\r\n  *{\r\n    animation-duration:.01ms!important;\r\n    transition-duration:.01ms!important;\r\n    scroll-behavior:auto!important;\r\n  }\r\n}\r\n\r\n:focus-visible{\r\n  outline:2.5px solid var(--emerald);\r\n  outline-offset:3px;\r\n  border-radius:6px;\r\n}\r\n\r\n.wrap{\r\n  max-width:1080px;\r\n  margin:0 auto;\r\n  padding:0 24px;\r\n}\r\n\r\n\/* =========================\r\n   HERO\r\n========================= *\/\r\n\r\nheader.site{\r\n  background:linear-gradient(180deg,var(--ink) 0%,var(--deep) 100%);\r\n  color:var(--white);\r\n  padding-bottom:64px;\r\n  position:relative;\r\n  overflow:hidden;\r\n}\r\n\r\nheader.site::after{\r\n  content:\"\";\r\n  position:absolute;\r\n  inset:0;\r\n  background-image:\r\n    linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px),\r\n    linear-gradient(0deg,rgba(255,255,255,.05) 1px,transparent 1px);\r\n  background-size:64px 64px;\r\n  mask-image:radial-gradient(\r\n    ellipse 80% 60% at 50% 0%,\r\n    black 40%,\r\n    transparent 90%\r\n  );\r\n  pointer-events:none;\r\n}\r\n\r\n.hero{\r\n  position:relative;\r\n  z-index:2;\r\n  padding:72px 24px 0;\r\n  text-align:center;\r\n  max-width:1080px;\r\n  margin:0 auto;\r\n}\r\n\r\n.hero .eyebrow{\r\n  font-family:var(--ff-mono);\r\n  font-size:12.5px;\r\n  letter-spacing:.14em;\r\n  text-transform:uppercase;\r\n  color:#8FD9BC;\r\n  display:inline-flex;\r\n  align-items:center;\r\n  gap:8px;\r\n  margin-bottom:18px;\r\n}\r\n\r\n.hero .eyebrow::before,\r\n.hero .eyebrow::after{\r\n  content:\"\";\r\n  width:22px;\r\n  height:1px;\r\n  background:currentColor;\r\n  opacity:.6;\r\n}\r\n\r\n.hero h1{\r\n  font-family:var(--ff-display);\r\n  font-weight:500;\r\n  font-size:clamp(30px,5vw,52px);\r\n  line-height:1.12;\r\n  margin:0 auto 16px;\r\n  max-width:780px;\r\n  letter-spacing:-.01em;\r\n}\r\n\r\n.hero h1 em{\r\n  font-style:italic;\r\n  color:#8FD9BC;\r\n  font-weight:500;\r\n}\r\n\r\n.hero p.lede{\r\n  font-size:16.5px;\r\n  line-height:1.6;\r\n  color:#B9CBDD;\r\n  max-width:650px;\r\n  margin:0 auto 36px;\r\n}\r\n\r\n\/* =========================\r\n   SEARCH\r\n========================= *\/\r\n\r\n.search-console{\r\n  max-width:640px;\r\n  margin:0 auto;\r\n  background:rgba(255,255,255,.06);\r\n  border:1px solid rgba(255,255,255,.14);\r\n  border-radius:18px;\r\n  padding:5px;\r\n  backdrop-filter:blur(6px);\r\n  box-shadow:var(--shadow-lg);\r\n}\r\n\r\n.search-console .field{\r\n  display:flex;\r\n  align-items:center;\r\n  gap:10px;\r\n  background:var(--white);\r\n  border-radius:12px;\r\n  padding:14px 18px;\r\n}\r\n\r\n.search-console svg{\r\n  flex-shrink:0;\r\n  color:var(--slate-light);\r\n}\r\n\r\n.search-console input{\r\n  border:none;\r\n  outline:none;\r\n  flex:1;\r\n  font-family:var(--ff-body);\r\n  font-size:13px;\r\n  color:var(--ink);\r\n  background:transparent;\r\n}\r\n\r\n.search-console input::placeholder{\r\n  color:#A7B4C2;\r\n}\r\n\r\n.search-console .clear-btn{\r\n  border:none;\r\n  background:var(--paper-2);\r\n  color:var(--slate);\r\n  width:28px;\r\n  height:28px;\r\n  border-radius:50%;\r\n  display:none;\r\n  align-items:center;\r\n  justify-content:center;\r\n  cursor:pointer;\r\n  font-size:14px;\r\n  flex-shrink:0;\r\n}\r\n\r\n.search-console .clear-btn.show{\r\n  display:flex;\r\n}\r\n\r\n\/* =========================\r\n   HERO STATS\r\n========================= *\/\r\n\r\n.ticker-row{\r\n  display:flex;\r\n  justify-content:center;\r\n  gap:28px;\r\n  margin-top:34px;\r\n  flex-wrap:wrap;\r\n  position:relative;\r\n  z-index:2;\r\n  font-family:var(--ff-mono);\r\n}\r\n\r\n.ticker-row .stat{\r\n  text-align:left;\r\n}\r\n\r\n.ticker-row .stat .num{\r\n  font-family:var(--ff-display);\r\n  font-size:22px;\r\n  font-weight:600;\r\n  color:var(--white);\r\n  display:block;\r\n  line-height:1;\r\n}\r\n\r\n.ticker-row .stat .lbl{\r\n  font-size:11px;\r\n  color:#8DA6BC;\r\n  letter-spacing:.03em;\r\n  text-transform:uppercase;\r\n  margin-top:5px;\r\n  display:block;\r\n}\r\n\r\n.ticker-row .divider{\r\n  width:50px;\r\n  background:rgba(255,255,255,.15);\r\n  align-self:stretch;\r\n}\r\n\r\n\/* =========================\r\n   CATEGORY NAV\r\n========================= *\/\r\n\r\n.cat-nav-wrap{\r\n  position:sticky;\r\n  top:0;\r\n  z-index:40;\r\n  background:rgba(247,250,249,.94);\r\n  backdrop-filter:blur(10px);\r\n  border-bottom:1px solid var(--line);\r\n}\r\n\r\n.cat-nav{\r\n  max-width:1080px;\r\n  margin:0 auto;\r\n  display:flex;\r\n  gap:8px;\r\n  overflow-x:auto;\r\n  padding:14px 24px;\r\n  scrollbar-width:none;\r\n}\r\n\r\n.cat-nav::-webkit-scrollbar{\r\n  display:none;\r\n}\r\n\r\n.cat-pill{\r\n  flex-shrink:0;\r\n  font-family:var(--ff-mono);\r\n  font-size:12.5px;\r\n  font-weight:500;\r\n  letter-spacing:.01em;\r\n  padding:9px 16px;\r\n  border-radius:999px;\r\n  border:1px solid var(--line);\r\n  background:var(--white);\r\n  color:var(--slate);\r\n  cursor:pointer;\r\n  display:flex;\r\n  align-items:center;\r\n  gap:8px;\r\n  transition:all .18s ease;\r\n  white-space:nowrap;\r\n}\r\n\r\n.cat-pill .count{\r\n  font-size:10.5px;\r\n  background:var(--paper-2);\r\n  color:var(--slate-light);\r\n  padding:1px 6px;\r\n  border-radius:999px;\r\n}\r\n\r\n.cat-pill:hover{\r\n  border-color:var(--emerald);\r\n  color:var(--emerald-deep);\r\n}\r\n\r\n.cat-pill.active{\r\n  background:var(--ink);\r\n  border-color:var(--ink);\r\n  color:var(--white);\r\n}\r\n\r\n.cat-pill.active .count{\r\n  background:rgba(255,255,255,.15);\r\n  color:#BFE3D3;\r\n}\r\n\r\n\/* =========================\r\n   MAIN\r\n========================= *\/\r\n\r\nmain{\r\n  padding:52px 0 40px;\r\n}\r\n\r\n.results-meta{\r\n  display:flex;\r\n  justify-content:space-between;\r\n  align-items:baseline;\r\n  gap:20px;\r\n  margin-bottom:22px;\r\n  font-size:13px;\r\n  color:var(--slate-light);\r\n}\r\n\r\n.results-meta strong{\r\n  color:var(--ink);\r\n  font-weight:600;\r\n}\r\n\r\n.cat-section{\r\n  margin-bottom:44px;\r\n}\r\n\r\n.cat-section-head{\r\n  display:flex;\r\n  align-items:baseline;\r\n  gap:14px;\r\n  margin-bottom:6px;\r\n  padding-bottom:14px;\r\n  border-bottom:2px solid var(--ink);\r\n}\r\n\r\n.cat-section-head h2{\r\n  font-family:var(--ff-display);\r\n  font-weight:600;\r\n  font-size:24px;\r\n  margin:0;\r\n  letter-spacing:-.01em;\r\n}\r\n\r\n.cat-section-head .tag{\r\n  font-family:var(--ff-mono);\r\n  font-size:11px;\r\n  color:var(--white);\r\n  background:var(--emerald-deep);\r\n  padding:3px 9px;\r\n  border-radius:6px;\r\n  letter-spacing:.04em;\r\n}\r\n\r\n\/* =========================\r\n   FAQ ACCORDION\r\n========================= *\/\r\n\r\n.faq-item{\r\n  border-bottom:1px solid var(--line);\r\n}\r\n\r\n.faq-item:first-of-type{\r\n  border-top:1px solid var(--line);\r\n}\r\n\r\n.faq-q{\r\n  width:100%;\r\n  display:flex;\r\n  align-items:center;\r\n  gap:16px;\r\n  background:none;\r\n  border:none;\r\n  text-align:left;\r\n  padding:20px 4px;\r\n  cursor:pointer;\r\n  color:var(--ink);\r\n}\r\n\r\n.faq-q:hover{\r\n  background:var(--mint);\r\n}\r\n\r\n.faq-q .code{\r\n  font-family:var(--ff-mono);\r\n  font-size:11px;\r\n  font-weight:600;\r\n  color:var(--emerald-deep);\r\n  background:var(--mint);\r\n  border:1px solid #CFE9DA;\r\n  padding:4px 8px;\r\n  border-radius:6px;\r\n  flex-shrink:0;\r\n  letter-spacing:.02em;\r\n  min-width:44px;\r\n  text-align:center;\r\n}\r\n\r\n.faq-q .qtext{\r\n  flex:1;\r\n  font-size:15.5px;\r\n  font-weight:600;\r\n  line-height:1.45;\r\n}\r\n\r\n.faq-q .chev{\r\n  flex-shrink:0;\r\n  width:26px;\r\n  height:26px;\r\n  border-radius:50%;\r\n  border:1px solid var(--line);\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  transition:\r\n    transform .28s cubic-bezier(.4,0,.2,1),\r\n    background .2s,\r\n    border-color .2s;\r\n  color:var(--slate);\r\n}\r\n\r\n.faq-item.open .faq-q .chev{\r\n  transform:rotate(45deg);\r\n  background:var(--emerald);\r\n  border-color:var(--emerald);\r\n  color:var(--white);\r\n}\r\n\r\n.faq-item.open .faq-q{\r\n  background:var(--mint);\r\n}\r\n\r\n.faq-a-wrap{\r\n  display:grid;\r\n  grid-template-rows:0fr;\r\n  transition:grid-template-rows .32s cubic-bezier(.4,0,.2,1);\r\n}\r\n\r\n.faq-item.open .faq-a-wrap{\r\n  grid-template-rows:1fr;\r\n}\r\n\r\n.faq-a-inner{\r\n  overflow:hidden;\r\n}\r\n\r\n.faq-a{\r\n  padding:0 4px 24px 68px;\r\n  font-size:14.5px;\r\n  line-height:1.68;\r\n  color:var(--slate);\r\n  max-width:760px;\r\n  margin:0;\r\n}\r\n\r\nmark{\r\n  background:#CDEFDD;\r\n  color:var(--ink);\r\n  border-radius:3px;\r\n  padding:0 2px;\r\n}\r\n\r\n\/* =========================\r\n   NO RESULTS\r\n========================= *\/\r\n\r\n.no-results{\r\n  text-align:center;\r\n  padding:70px 20px;\r\n  color:var(--slate-light);\r\n}\r\n\r\n.no-results .big{\r\n  font-family:var(--ff-display);\r\n  font-size:22px;\r\n  color:var(--ink);\r\n  margin-bottom:8px;\r\n}\r\n\r\n.no-results button{\r\n  margin-top:18px;\r\n  background:var(--ink);\r\n  color:var(--white);\r\n  border:none;\r\n  padding:10px 20px;\r\n  border-radius:999px;\r\n  font-size:13px;\r\n  font-weight:600;\r\n  cursor:pointer;\r\n}\r\n\r\n\/* =========================\r\n   CTA\r\n========================= *\/\r\n\r\n.cta-strip{\r\n  background:linear-gradient(120deg,var(--deep-2),var(--ink));\r\n  color:var(--white);\r\n  border-radius:20px;\r\n  padding:38px 34px;\r\n  margin:20px 0 8px;\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:space-between;\r\n  gap:24px;\r\n  flex-wrap:wrap;\r\n}\r\n\r\n.cta-strip h3{\r\n  font-family:var(--ff-display);\r\n  font-weight:600;\r\n  font-size:22px;\r\n  margin:0 0 6px;\r\n}\r\n\r\n.cta-strip p{\r\n  margin:0;\r\n  color:#B9CBDD;\r\n  font-size:14px;\r\n  line-height:1.6;\r\n  max-width:560px;\r\n}\r\n\r\n.cta-strip .btn{\r\n  background:var(--emerald);\r\n  color:var(--white);\r\n  border:none;\r\n  padding:13px 26px;\r\n  border-radius:999px;\r\n  font-weight:600;\r\n  font-size:14px;\r\n  cursor:pointer;\r\n  white-space:nowrap;\r\n  flex-shrink:0;\r\n  text-decoration:none;\r\n}\r\n\r\n.cta-strip .btn:hover{\r\n  background:var(--emerald-deep);\r\n}\r\n\r\n.cta-note{\r\n  max-width:1080px;\r\n  margin:0 auto;\r\n  padding:0 24px 30px;\r\n  text-align:center;\r\n  color:var(--slate-light);\r\n  font-size:11.5px;\r\n  line-height:1.6;\r\n}\r\n\r\n\/* =========================\r\n   BACK TO TOP\r\n========================= *\/\r\n\r\n.totop{\r\n  position:fixed;\r\n  bottom:26px;\r\n  right:26px;\r\n  width:44px;\r\n  height:44px;\r\n  border-radius:50%;\r\n  background:var(--ink);\r\n  color:var(--white);\r\n  border:none;\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  cursor:pointer;\r\n  box-shadow:var(--shadow-md);\r\n  opacity:0;\r\n  pointer-events:none;\r\n  transform:translateY(8px);\r\n  transition:opacity .25s,transform .25s;\r\n  z-index:50;\r\n}\r\n\r\n.totop.show{\r\n  opacity:1;\r\n  pointer-events:auto;\r\n  transform:translateY(0);\r\n}\r\n\r\n\/* =========================\r\n   MOBILE\r\n========================= *\/\r\n\r\n@media (max-width:640px){\r\n\r\n  .hero{\r\n    padding-top:54px;\r\n  }\r\n\r\n  .hero p.lede{\r\n    font-size:15px;\r\n  }\r\n\r\n  .ticker-row{\r\n    gap:18px;\r\n  }\r\n\r\n  .ticker-row .divider{\r\n    display:none;\r\n  }\r\n\r\n  .results-meta{\r\n    align-items:flex-start;\r\n    flex-direction:column;\r\n    gap:5px;\r\n  }\r\n\r\n  .cat-section-head h2{\r\n    font-size:21px;\r\n  }\r\n\r\n  .faq-q{\r\n    gap:10px;\r\n    padding:17px 2px;\r\n  }\r\n\r\n  .faq-q .code{\r\n    min-width:40px;\r\n    padding:4px 6px;\r\n  }\r\n\r\n  .faq-q .qtext{\r\n    font-size:14.5px;\r\n  }\r\n\r\n  .faq-a{\r\n    padding-left:4px;\r\n    font-size:14px;\r\n  }\r\n\r\n  .cta-strip{\r\n    flex-direction:column;\r\n    align-items:flex-start;\r\n    padding:30px 24px;\r\n  }\r\n\r\n  .cta-strip .btn{\r\n    width:100%;\r\n    text-align:center;\r\n  }\r\n\r\n  .totop{\r\n    right:18px;\r\n    bottom:18px;\r\n  }\r\n}\r\n<\/style>\r\n<\/head>\r\n\r\n<body>\r\n\r\n<header class=\"site\">\r\n\r\n  <div class=\"hero\">\r\n\r\n    <span class=\"eyebrow\">Flowers MFD Investor Help Desk<\/span>\r\n\r\n    <h1>\r\n      Clear answers, <em>before<\/em> you invest.\r\n    <\/h1>\r\n\r\n    <p class=\"lede\">\r\n      Answers to common questions about Mutual Funds, SIPs, KYC, taxation,\r\n      redemptions, risk and portfolio servicing \u2014 explained in simple language.\r\n    <\/p>\r\n\r\n    <div class=\"search-console\">\r\n      <div class=\"field\">\r\n\r\n        <svg width=\"18\" height=\"18\"\r\n             viewBox=\"0 0 24 24\"\r\n             fill=\"none\"\r\n             stroke=\"currentColor\"\r\n             stroke-width=\"2\"\r\n             stroke-linecap=\"round\">\r\n          <circle cx=\"11\" cy=\"11\" r=\"7\"><\/circle>\r\n          <line x1=\"21\" y1=\"21\" x2=\"16.65\" y2=\"16.65\"><\/line>\r\n        <\/svg>\r\n\r\n        <input\r\n          type=\"text\"\r\n          id=\"searchInput\"\r\n          placeholder=\"Search \u201cSIP\u201d, \u201cKYC\u201d, \u201ctax\u201d, \u201credemption\u201d\u2026\"\r\n          aria-label=\"Search FAQs\"\r\n        >\r\n\r\n        <button\r\n          class=\"clear-btn\"\r\n          id=\"clearSearch\"\r\n          aria-label=\"Clear search\">\r\n          \u2715\r\n        <\/button>\r\n\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"ticker-row\">\r\n\r\n      <div class=\"stat\">\r\n        <span class=\"num\">50+<\/span>\r\n        <span class=\"lbl\">Questions<\/span>\r\n      <\/div>\r\n\r\n      <div class=\"divider\"><\/div>\r\n\r\n      <div class=\"stat\">\r\n        <span class=\"num\">09<\/span>\r\n        <span class=\"lbl\">Categories<\/span>\r\n      <\/div>\r\n\r\n      <div class=\"divider\"><\/div>\r\n\r\n      <div class=\"stat\">\r\n        <span class=\"num\">AMFI<\/span>\r\n        <span class=\"lbl\">Registered Distributor<\/span>\r\n      <\/div>\r\n\r\n    <\/div>\r\n\r\n  <\/div>\r\n\r\n<\/header>\r\n\r\n\r\n<div class=\"cat-nav-wrap\">\r\n\r\n  <nav\r\n    class=\"cat-nav\"\r\n    id=\"catNav\"\r\n    aria-label=\"FAQ categories\">\r\n  <\/nav>\r\n\r\n<\/div>\r\n\r\n\r\n<main class=\"wrap\">\r\n\r\n  <div class=\"results-meta\">\r\n\r\n    <span>\r\n      Showing\r\n      <strong id=\"resultCount\">51<\/strong>\r\n      of 51 questions\r\n    <\/span>\r\n\r\n    <span id=\"activeFilterLabel\">\r\n      All categories\r\n    <\/span>\r\n\r\n  <\/div>\r\n\r\n\r\n  <div id=\"faqContainer\"><\/div>\r\n\r\n\r\n  <div\r\n    class=\"no-results\"\r\n    id=\"noResults\"\r\n    style=\"display:none;\">\r\n\r\n    <div class=\"big\">\r\n      No matches found\r\n    <\/div>\r\n\r\n    <div>\r\n      Try a different term, or browse by category instead.\r\n    <\/div>\r\n\r\n    <button id=\"resetSearch\">\r\n      Reset search\r\n    <\/button>\r\n\r\n  <\/div>\r\n\r\n\r\n  <div class=\"cta-strip\">\r\n\r\n    <div>\r\n\r\n      <h3>\r\n        Still have a question?\r\n      <\/h3>\r\n\r\n      <p>\r\n        Speak with us about your mutual fund investment journey,\r\n        goals, investment horizon and portfolio servicing requirements.\r\n      <\/p>\r\n\r\n    <\/div>\r\n\r\n    <a\r\n      href=\"https:\/\/www.flowersmfd.in\/contact\/\"\r\n      class=\"btn\">\r\n      Contact Us\r\n    <\/a>\r\n\r\n  <\/div>\r\n\r\n<\/main>\r\n\r\n\r\n<div class=\"cta-note\">\r\n  Mutual fund investments are subject to market risks.\r\n  Please read all scheme-related documents carefully before investing.\r\n  Past performance does not guarantee future results.\r\n<\/div>\r\n\r\n\r\n<button\r\n  class=\"totop\"\r\n  id=\"totop\"\r\n  aria-label=\"Back to top\">\r\n\r\n  <svg\r\n    width=\"18\"\r\n    height=\"18\"\r\n    viewBox=\"0 0 24 24\"\r\n    fill=\"none\"\r\n    stroke=\"currentColor\"\r\n    stroke-width=\"2.2\"\r\n    stroke-linecap=\"round\"\r\n    stroke-linejoin=\"round\">\r\n\r\n    <line x1=\"12\" y1=\"19\" x2=\"12\" y2=\"5\"><\/line>\r\n    <polyline points=\"5 12 12 5 19 12\"><\/polyline>\r\n\r\n  <\/svg>\r\n\r\n<\/button>\r\n\r\n\r\n<script>\r\n\r\n\/* =========================================================\r\n   FAQ DATA\r\n   Single source of truth for visible FAQ + JSON-LD\r\n========================================================= *\/\r\n\r\nconst CATEGORIES = [\r\n\r\n  {\r\n    id:'start',\r\n    name:'Getting Started',\r\n    code:'STR'\r\n  },\r\n\r\n  {\r\n    id:'kyc',\r\n    name:'KYC & Onboarding',\r\n    code:'KYC'\r\n  },\r\n\r\n  {\r\n    id:'sip',\r\n    name:'SIP & Investing',\r\n    code:'SIP'\r\n  },\r\n\r\n  {\r\n    id:'basics',\r\n    name:'Mutual Fund Basics',\r\n    code:'MFB'\r\n  },\r\n\r\n  {\r\n    id:'tax',\r\n    name:'Taxation',\r\n    code:'TAX'\r\n  },\r\n\r\n  {\r\n    id:'redeem',\r\n    name:'Redemptions & Withdrawals',\r\n    code:'RDM'\r\n  },\r\n\r\n  {\r\n    id:'risk',\r\n    name:'Risk & Returns',\r\n    code:'RSK'\r\n  },\r\n\r\n  {\r\n    id:'trust',\r\n    name:'Distributor, Fees & Trust',\r\n    code:'ARN'\r\n  },\r\n\r\n  {\r\n    id:'account',\r\n    name:'Account & Portfolio',\r\n    code:'ACC'\r\n  }\r\n\r\n];\r\n\r\n\r\nconst FAQS = [\r\n\r\n\/* =========================================================\r\n   GETTING STARTED\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'start',\r\n  q:'What does a mutual fund distributor actually do?',\r\n  a:'A mutual fund distributor helps investors with processes such as KYC, mutual fund scheme selection support, transactions and ongoing folio servicing. This can include assistance with SIPs, switches, redemptions and statements. For Regular Plan investments, the distributor may receive trail commission from the mutual fund scheme through the AMC.'\r\n},\r\n\r\n{\r\n  cat:'start',\r\n  q:'What is an ARN and why should I check it?',\r\n  a:'ARN stands for AMFI Registration Number. It identifies a mutual fund distributor registered with AMFI. Investors can verify distributor registration details through the AMFI distributor-lookup facility before routing Regular Plan transactions through a distributor.'\r\n},\r\n\r\n{\r\n  cat:'start',\r\n  q:'Do I have to invest through a distributor, or can I go direct?',\r\n  a:'You can choose either a Direct Plan or a Regular Plan. A Direct Plan is invested without routing the transaction through a distributor and generally has a lower expense ratio. A Regular Plan involves a distributor and includes distribution-related costs within the scheme expenses. Both plans of the same scheme generally have the same underlying portfolio and fund manager.'\r\n},\r\n\r\n{\r\n  cat:'start',\r\n  q:'What documents do I need to start investing?',\r\n  a:'The documents required depend on the investment route and KYC status. Common requirements include PAN, KYC-compliant identity and address details, bank-account information and registered mobile number and email details. Additional documents may be required depending on the investor and transaction.'\r\n},\r\n\r\n{\r\n  cat:'start',\r\n  q:'Is there a minimum age to invest in mutual funds?',\r\n  a:'An individual generally invests in their own name after attaining legal adulthood. Investments for a minor can be made through a parent or legal guardian, subject to the applicable mutual fund and KYC requirements. The process may need to be updated when the minor attains adulthood.'\r\n},\r\n\r\n{\r\n  cat:'start',\r\n  q:'Can NRIs invest in Indian mutual funds through you?',\r\n  a:'NRIs may invest in Indian mutual funds subject to applicable regulations, KYC, FATCA\/CRS requirements, banking requirements and scheme-level eligibility. Some AMCs may have specific restrictions for investors residing in certain countries. Eligibility should therefore be confirmed before investing.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   KYC\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'kyc',\r\n  q:'What exactly is KYC and why is it required?',\r\n  a:'KYC means Know Your Customer. It is the identity and address verification process required for mutual fund investing. The applicable KYC process helps financial institutions verify investor information and meet regulatory requirements.'\r\n},\r\n\r\n{\r\n  cat:'kyc',\r\n  q:'How do I complete my KYC?',\r\n  a:'KYC may be completed through an eligible online process or through the applicable KYC Registration Agency process, depending on the investor and verification route. The exact documents and verification steps can vary.'\r\n},\r\n\r\n{\r\n  cat:'kyc',\r\n  q:'What is a KRA, and why does my KYC show \u201cOn Hold\u201d?',\r\n  a:'A KRA, or KYC Registration Agency, maintains KYC records used by participating financial institutions. If a KYC status shows \u201cOn Hold\u201d or another exception status, a document or information may require clarification or updating. The exact reason should be checked with the relevant KRA or AMC.'\r\n},\r\n\r\n{\r\n  cat:'kyc',\r\n  q:'Can I invest if my status shows \u201cRegistered\u201d but not \u201cVerified\u201d?',\r\n  a:'KYC processing depends on the verification status and the requirements applicable to the transaction. Some transactions may require additional verification before they can be processed. The applicable AMC, KRA or intermediary can confirm what is required for your particular case.'\r\n},\r\n\r\n{\r\n  cat:'kyc',\r\n  q:'How do I update my KYC details, such as address or mobile number?',\r\n  a:'KYC details can generally be updated through the applicable KRA, AMC or authorised intermediary using the required modification process and supporting documents. The exact process depends on the information being changed and the verification route.'\r\n},\r\n\r\n{\r\n  cat:'kyc',\r\n  q:'What is Aadhaar-based e-KYC, and does it cap my investment amount?',\r\n  a:'Aadhaar-based e-KYC can provide an electronic route for completing identity verification. Investment limits or additional verification requirements may apply depending on the KYC method and applicable rules. The current limit and requirements should be confirmed before investing.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   SIP\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'sip',\r\n  q:'What is a SIP (Systematic Investment Plan)?',\r\n  a:'A SIP is a facility that allows an investor to invest a chosen amount at regular intervals, such as monthly, into a mutual fund scheme. It can help create an investment habit and spread purchases across different market levels.'\r\n},\r\n\r\n{\r\n  cat:'sip',\r\n  q:'What is the minimum SIP amount?',\r\n  a:'The minimum SIP amount varies by mutual fund scheme and AMC. Some schemes may allow SIPs starting from \u20b9500 or \u20b91,000, while others may have different minimums. Always check the applicable scheme terms.'\r\n},\r\n\r\n{\r\n  cat:'sip',\r\n  q:'Can I pause or skip a SIP instalment?',\r\n  a:'Some AMCs provide a SIP pause facility, while the availability and permitted duration depend on the scheme and mandate. A SIP can also be modified or stopped according to the applicable process. Existing mutual fund units are not automatically redeemed merely because a SIP is stopped.'\r\n},\r\n\r\n{\r\n  cat:'sip',\r\n  q:'What is SIP top-up or step-up?',\r\n  a:'A SIP top-up or step-up facility allows the investor to increase the SIP amount at predefined intervals, subject to the scheme and mandate terms. For example, an investor may choose a fixed increase each year instead of maintaining the same SIP amount indefinitely.'\r\n},\r\n\r\n{\r\n  cat:'sip',\r\n  q:'What happens if my SIP payment bounces?',\r\n  a:'If a SIP instalment cannot be collected, that instalment may remain unpaid and the bank or mandate provider may apply applicable charges. Repeated failed instalments can result in cancellation of the SIP according to the AMC and mandate terms.'\r\n},\r\n\r\n{\r\n  cat:'sip',\r\n  q:'What is the difference between SIP and lumpsum investing?',\r\n  a:'A SIP invests through regular instalments, whereas a lumpsum involves investing an amount at one time. SIP investing can spread purchase points across time, while a lumpsum investment exposes the invested amount to the market conditions applicable after the investment is made. The appropriate method depends on the investor\u2019s circumstances and objectives.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   MUTUAL FUND BASICS\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'basics',\r\n  q:'What is NAV (Net Asset Value)?',\r\n  a:'NAV, or Net Asset Value, represents the per-unit value of a mutual fund scheme after accounting for the value of its assets and liabilities. The applicable NAV for a transaction depends on the scheme, transaction type, cut-off time and applicable rules.'\r\n},\r\n\r\n{\r\n  cat:'basics',\r\n  q:'What is the difference between Direct and Regular Plans?',\r\n  a:'A Direct Plan is invested without routing the investment through a distributor and generally has a lower expense ratio. A Regular Plan is routed through a distributor and includes distribution-related costs within the scheme expenses. Both plans of the same scheme generally share the same underlying portfolio and fund manager.'\r\n},\r\n\r\n{\r\n  cat:'basics',\r\n  q:'What is expense ratio?',\r\n  a:'The expense ratio represents the recurring expenses charged to a mutual fund scheme for managing and operating the scheme, subject to applicable regulatory limits. These expenses are reflected through the scheme NAV and therefore affect the investor\u2019s return.'\r\n},\r\n\r\n{\r\n  cat:'basics',\r\n  q:'What is exit load?',\r\n  a:'Exit load is a charge that may apply when units are redeemed or switched before a specified period. The amount and applicable period vary by scheme, so the scheme documents should always be checked before placing a redemption or switch request.'\r\n},\r\n\r\n{\r\n  cat:'basics',\r\n  q:'What is a folio number?',\r\n  a:'A folio number is an account identifier maintained by a mutual fund house or its RTA to record an investor\u2019s holdings and transactions with that fund house. One folio may contain multiple schemes, subject to the AMC\u2019s processes.'\r\n},\r\n\r\n{\r\n  cat:'basics',\r\n  q:'What is the difference between an AMC and a mutual fund scheme?',\r\n  a:'An AMC, or Asset Management Company, manages mutual fund schemes on behalf of investors. A mutual fund scheme is a specific investment product with its own investment objective, asset allocation, portfolio and risk characteristics.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   TAXATION\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'tax',\r\n  q:'How are equity mutual funds taxed?',\r\n  a:'Tax treatment depends on the type of scheme, holding period and applicable tax rules. For equity-oriented mutual fund units, the current framework generally provides a 20% rate for short-term capital gains and a 12.5% rate for long-term capital gains above the applicable \u20b91.25 lakh annual threshold under Section 112A, subject to prevailing law and conditions. Tax rules can change, so investors should verify the applicable rules for the relevant financial year.'\r\n},\r\n\r\n{\r\n  cat:'tax',\r\n  q:'How are debt mutual funds taxed?',\r\n  a:'Tax treatment for debt-oriented mutual funds depends on the date of purchase and the applicable tax provisions. Certain debt-fund investments acquired on or after 1 April 2023 are generally taxed at the investor\u2019s applicable slab rate under the prevailing rules. Older investments may be subject to different provisions. Please verify the current tax treatment for your specific investment with a qualified tax professional.'\r\n},\r\n\r\n{\r\n  cat:'tax',\r\n  q:'What is the lock-in period for ELSS funds, and what tax benefit do they offer?',\r\n  a:'ELSS, or Equity Linked Savings Scheme, has a statutory three-year lock-in for each investment. Tax benefits under Section 80C are subject to the applicable income-tax rules and tax regime. The Section 80C deduction is generally relevant to taxpayers who are eligible under the old tax regime, subject to the prevailing conditions and limits.'\r\n},\r\n\r\n{\r\n  cat:'tax',\r\n  q:'Is tax calculated separately for each SIP instalment?',\r\n  a:'Each SIP instalment represents a separate purchase for capital-gains purposes, so its holding period is tracked separately. When units are redeemed, the applicable tax calculation can also involve the FIFO, or First-In-First-Out, method. The actual calculation depends on the transaction and prevailing tax rules.'\r\n},\r\n\r\n{\r\n  cat:'tax',\r\n  q:'What is a Capital Gains Statement, and how do I get one?',\r\n  a:'A Capital Gains Statement summarises realised capital gains and losses from relevant mutual fund transactions. It can generally be obtained through the applicable AMC or RTA services and can help investors or their tax professionals prepare the required tax records.'\r\n},\r\n\r\n{\r\n  cat:'tax',\r\n  q:'Is income distributed by mutual funds taxable?',\r\n  a:'Income distributed under an IDCW option is generally taxable in the hands of the investor at the applicable tax rate, subject to prevailing tax rules. TDS may also apply in specified circumstances. Investors should verify the applicable treatment for the relevant financial year.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   REDEMPTIONS\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'redeem',\r\n  q:'How do I redeem my mutual fund units?',\r\n  a:'A redemption request can generally be placed through the AMC, applicable RTA platform or an authorised intermediary, depending on the investment route. The redemption amount is processed according to the scheme terms and applicable cut-off and settlement rules.'\r\n},\r\n\r\n{\r\n  cat:'redeem',\r\n  q:'How long does it take to receive redemption proceeds?',\r\n  a:'The settlement period depends on the scheme category, transaction type, applicable cut-off time and regulatory requirements. Different schemes can have different timelines, so investors should check the applicable scheme documents or redemption confirmation for the expected credit date.'\r\n},\r\n\r\n{\r\n  cat:'redeem',\r\n  q:'What is a Systematic Withdrawal Plan (SWP)?',\r\n  a:'An SWP allows an investor to redeem a specified amount or number of units from an existing mutual fund investment at regular intervals, subject to the scheme\u2019s terms. It can be used as part of a planned withdrawal strategy, but the investment value remains market-linked.'\r\n},\r\n\r\n{\r\n  cat:'redeem',\r\n  q:'What is a Systematic Transfer Plan (STP)?',\r\n  a:'An STP allows an investor to transfer a specified amount from one mutual fund scheme to another, generally within the same AMC, at regular intervals where the facility is available. Each transfer can have tax and exit-load implications because it may involve redemption from the source scheme and purchase into the destination scheme.'\r\n},\r\n\r\n{\r\n  cat:'redeem',\r\n  q:'Can I redeem only part of my investment?',\r\n  a:'Many open-ended mutual fund schemes permit partial redemption, subject to minimum balance, minimum redemption and other scheme-specific conditions. The investor can generally specify an amount or number of units, depending on the available transaction facility.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   RISK & RETURNS\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'risk',\r\n  q:'What is the Riskometer?',\r\n  a:'The Riskometer is a SEBI-mandated visual indicator used by mutual fund schemes to communicate the level of risk associated with a scheme. The categories range from Low to Very High. Investors should consider the Riskometer along with the scheme objective, portfolio, time horizon and their own risk capacity.'\r\n},\r\n\r\n{\r\n  cat:'risk',\r\n  q:'Are mutual fund returns guaranteed?',\r\n  a:'No. Mutual fund investments are market-linked and returns are not guaranteed. The value of an investment can rise or fall depending on the securities and markets in which the scheme invests. Past performance does not guarantee future results.'\r\n},\r\n\r\n{\r\n  cat:'risk',\r\n  q:'What is the difference between CAGR and absolute returns?',\r\n  a:'Absolute return measures the total percentage change between the investment value at two points in time. CAGR, or Compound Annual Growth Rate, expresses the equivalent annualised rate over a period. They are useful for different types of performance comparisons.'\r\n},\r\n\r\n{\r\n  cat:'risk',\r\n  q:'What is diversification and why does it matter?',\r\n  a:'Diversification means spreading investments across different securities, sectors, issuers or asset classes. It can reduce concentration in a single investment, although it cannot eliminate market risk or guarantee against losses.'\r\n},\r\n\r\n{\r\n  cat:'risk',\r\n  q:'How do I choose between large-cap, mid-cap and small-cap funds?',\r\n  a:'Large-cap, mid-cap and small-cap funds have different investment universes and risk characteristics. The appropriate category depends on factors such as the investor\u2019s goals, investment horizon, risk capacity and overall portfolio. There is no single category that is suitable for every investor.'\r\n},\r\n\r\n{\r\n  cat:'risk',\r\n  q:'What is rupee cost averaging?',\r\n  a:'Rupee cost averaging is the effect that can occur when a fixed amount is invested at regular intervals. The same investment amount buys more units when the applicable price is lower and fewer units when it is higher. It does not guarantee profits or protect against losses.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   DISTRIBUTOR \/ FEES \/ TRUST\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'trust',\r\n  q:'How do you get paid for helping me invest?',\r\n  a:'For eligible Regular Plan transactions, a mutual fund distributor may receive trail commission from the AMC according to the applicable scheme and regulatory framework. The commission is part of the distribution expenses associated with the Regular Plan and is not a guaranteed payment independent of the investment.'\r\n},\r\n\r\n{\r\n  cat:'trust',\r\n  q:'Does using a distributor cost me extra compared with investing directly?',\r\n  a:'Direct and Regular Plans have different expense structures. A Direct Plan generally has a lower expense ratio because there is no distributor involved. A Regular Plan includes distribution-related expenses within the scheme expense structure. There is not necessarily a separate invoice from the distributor for the trail commission, but the Regular Plan expense ratio reflects the applicable distribution cost.'\r\n},\r\n\r\n{\r\n  cat:'trust',\r\n  q:'What is trail commission?',\r\n  a:'Trail commission is an ongoing commission that an AMC may pay an eligible mutual fund distributor for Regular Plan assets mobilised through the distributor, according to the applicable scheme and commission structure. The applicable amount can vary by scheme and AMC.'\r\n},\r\n\r\n{\r\n  cat:'trust',\r\n  q:'Can you guarantee returns on any mutual fund scheme?',\r\n  a:'No. Mutual fund returns cannot be guaranteed by Flowers MFD, an AMC or a distributor unless specifically permitted under applicable regulations for a product that legally provides such an assurance. Mutual fund investments are generally market-linked and involve risk.'\r\n},\r\n\r\n{\r\n  cat:'trust',\r\n  q:'How can I verify your registration and check for complaints?',\r\n  a:'You can verify a mutual fund distributor\u2019s registration details through AMFI\u2019s distributor-lookup facility. For regulatory grievances, investors can use the applicable SEBI grievance-redressal mechanism, including SCORES. Flowers MFD can also provide its relevant registration details for verification.'\r\n},\r\n\r\n\r\n\/* =========================================================\r\n   ACCOUNT & PORTFOLIO\r\n========================================================= *\/\r\n\r\n{\r\n  cat:'account',\r\n  q:'How do I check my mutual fund portfolio value?',\r\n  a:'Portfolio values can generally be checked through the applicable AMC or RTA platform, consolidated account services, or an authorised investment platform. The displayed value changes with the latest available market value and applicable NAV.'\r\n},\r\n\r\n{\r\n  cat:'account',\r\n  q:'What is a Consolidated Account Statement (CAS)?',\r\n  a:'A Consolidated Account Statement, or CAS, provides a consolidated view of mutual fund transactions and holdings across participating AMCs associated with the investor\u2019s details. It can be useful for reviewing investments and transaction history.'\r\n},\r\n\r\n{\r\n  cat:'account',\r\n  q:'How do I add or change a nominee on my folio?',\r\n  a:'Nomination can generally be registered or updated through the applicable AMC, RTA or investment platform using the prescribed process. Investors should keep nomination details current and check the applicable requirements for their folio.'\r\n},\r\n\r\n{\r\n  cat:'account',\r\n  q:'What happens to my investments if something happens to me?',\r\n  a:'A registered nominee can generally make a claim according to the applicable AMC\/RTA process after the investor\u2019s death. Where there is no valid nomination, the applicable legal-heir process may apply. Keeping nomination and investor records updated can help simplify the claim process.'\r\n},\r\n\r\n{\r\n  cat:'account',\r\n  q:'Can I switch between schemes of the same AMC, and does timing affect tax?',\r\n  a:'A switch generally involves redemption from the source scheme and purchase into the destination scheme. Therefore, applicable capital-gains tax and any exit load can arise on the source-side transaction. The tax and load treatment depends on the schemes, holding period and prevailing rules.'\r\n}\r\n\r\n];\r\n\r\n\r\n\/* =========================================================\r\n   RENDER\r\n========================================================= *\/\r\n\r\nconst faqContainer =\r\n  document.getElementById('faqContainer');\r\n\r\nconst catNav =\r\n  document.getElementById('catNav');\r\n\r\nconst resultCountEl =\r\n  document.getElementById('resultCount');\r\n\r\nconst activeFilterLabel =\r\n  document.getElementById('activeFilterLabel');\r\n\r\nconst noResultsEl =\r\n  document.getElementById('noResults');\r\n\r\nlet activeCategory = 'all';\r\nlet searchTerm = '';\r\n\r\n\r\nfunction catMeta(id){\r\n  return CATEGORIES.find(c => c.id === id);\r\n}\r\n\r\n\r\nfunction escapeHtml(str){\r\n  return String(str).replace(\r\n    \/[&<>\"']\/g,\r\n    m => ({\r\n      '&':'&amp;',\r\n      '<':'&lt;',\r\n      '>':'&gt;',\r\n      '\"':'&quot;',\r\n      \"'\":'&#39;'\r\n    }[m])\r\n  );\r\n}\r\n\r\n\r\nfunction highlight(text,term){\r\n\r\n  if(!term){\r\n    return escapeHtml(text);\r\n  }\r\n\r\n  const escaped =\r\n    escapeHtml(text);\r\n\r\n  const safeTerm =\r\n    term.replace(\r\n      \/[.*+?^${}()|[\\]\\\\]\/g,\r\n      '\\\\$&'\r\n    );\r\n\r\n  return escaped.replace(\r\n    new RegExp('('+safeTerm+')','ig'),\r\n    '<mark>$1<\/mark>'\r\n  );\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   CATEGORY NAV\r\n========================================================= *\/\r\n\r\nfunction buildCatNav(){\r\n\r\n  const totalCount =\r\n    FAQS.length;\r\n\r\n  let html = `\r\n    <button\r\n      class=\"cat-pill active\"\r\n      data-cat=\"all\">\r\n      All\r\n      <span class=\"count\">\r\n        ${totalCount}\r\n      <\/span>\r\n    <\/button>\r\n  `;\r\n\r\n  CATEGORIES.forEach(cat => {\r\n\r\n    const count =\r\n      FAQS.filter(\r\n        faq => faq.cat === cat.id\r\n      ).length;\r\n\r\n    html += `\r\n      <button\r\n        class=\"cat-pill\"\r\n        data-cat=\"${cat.id}\">\r\n\r\n        ${cat.name}\r\n\r\n        <span class=\"count\">\r\n          ${count}\r\n        <\/span>\r\n\r\n      <\/button>\r\n    `;\r\n  });\r\n\r\n  catNav.innerHTML = html;\r\n\r\n\r\n  catNav\r\n    .querySelectorAll('.cat-pill')\r\n    .forEach(btn => {\r\n\r\n      btn.addEventListener(\r\n        'click',\r\n        () => {\r\n\r\n          activeCategory =\r\n            btn.dataset.cat;\r\n\r\n          catNav\r\n            .querySelectorAll('.cat-pill')\r\n            .forEach(item =>\r\n              item.classList.remove('active')\r\n            );\r\n\r\n          btn.classList.add('active');\r\n\r\n          render();\r\n\r\n          document\r\n            .getElementById('faqContainer')\r\n            .scrollIntoView({\r\n              behavior:'smooth',\r\n              block:'start'\r\n            });\r\n\r\n        }\r\n      );\r\n\r\n    });\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   FAQ RENDER\r\n========================================================= *\/\r\n\r\nfunction render(){\r\n\r\n  const term =\r\n    searchTerm.trim().toLowerCase();\r\n\r\n\r\n  const filtered =\r\n    FAQS.filter(faq => {\r\n\r\n      const inCategory =\r\n        activeCategory === 'all' ||\r\n        faq.cat === activeCategory;\r\n\r\n      const searchable =\r\n        (\r\n          faq.q +\r\n          ' ' +\r\n          faq.a\r\n        ).toLowerCase();\r\n\r\n      const inSearch =\r\n        !term ||\r\n        searchable.includes(term);\r\n\r\n      return inCategory && inSearch;\r\n\r\n    });\r\n\r\n\r\n  resultCountEl.textContent =\r\n    filtered.length;\r\n\r\n\r\n  activeFilterLabel.textContent =\r\n    activeCategory === 'all'\r\n      ? 'All categories'\r\n      : catMeta(activeCategory).name;\r\n\r\n\r\n  if(filtered.length === 0){\r\n\r\n    faqContainer.innerHTML = '';\r\n\r\n    noResultsEl.style.display =\r\n      'block';\r\n\r\n    return;\r\n  }\r\n\r\n\r\n  noResultsEl.style.display =\r\n    'none';\r\n\r\n\r\n  const groups = {};\r\n\r\n  filtered.forEach(faq => {\r\n\r\n    if(!groups[faq.cat]){\r\n      groups[faq.cat] = [];\r\n    }\r\n\r\n    groups[faq.cat].push(faq);\r\n\r\n  });\r\n\r\n\r\n  let html = '';\r\n\r\n\r\n  CATEGORIES.forEach(cat => {\r\n\r\n    const items =\r\n      groups[cat.id];\r\n\r\n    if(!items || !items.length){\r\n      return;\r\n    }\r\n\r\n\r\n    html += `\r\n      <section\r\n        class=\"cat-section\"\r\n        id=\"cat-${cat.id}\">\r\n\r\n        <div class=\"cat-section-head\">\r\n\r\n          <h2>\r\n            ${cat.name}\r\n          <\/h2>\r\n\r\n          <span class=\"tag\">\r\n            ${cat.code}\r\n          <\/span>\r\n\r\n        <\/div>\r\n    `;\r\n\r\n\r\n    items.forEach(faq => {\r\n\r\n      const globalIndex =\r\n        FAQS.indexOf(faq);\r\n\r\n      html += `\r\n\r\n        <div\r\n          class=\"faq-item\"\r\n          data-idx=\"${globalIndex}\">\r\n\r\n          <button\r\n            class=\"faq-q\"\r\n            aria-expanded=\"false\"\r\n            aria-controls=\"panel-${globalIndex}\"\r\n            id=\"q-${globalIndex}\">\r\n\r\n            <span class=\"code\">\r\n              ${cat.code}\r\n            <\/span>\r\n\r\n            <span class=\"qtext\">\r\n              ${highlight(faq.q,term)}\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"chev\"\r\n              aria-hidden=\"true\">\r\n\r\n              <svg\r\n                width=\"13\"\r\n                height=\"13\"\r\n                viewBox=\"0 0 24 24\"\r\n                fill=\"none\"\r\n                stroke=\"currentColor\"\r\n                stroke-width=\"2.4\"\r\n                stroke-linecap=\"round\">\r\n\r\n                <line\r\n                  x1=\"12\"\r\n                  y1=\"5\"\r\n                  x2=\"12\"\r\n                  y2=\"19\">\r\n                <\/line>\r\n\r\n                <line\r\n                  x1=\"5\"\r\n                  y1=\"12\"\r\n                  x2=\"19\"\r\n                  y2=\"12\">\r\n                <\/line>\r\n\r\n              <\/svg>\r\n\r\n            <\/span>\r\n\r\n          <\/button>\r\n\r\n\r\n          <div\r\n            class=\"faq-a-wrap\"\r\n            id=\"panel-${globalIndex}\"\r\n            role=\"region\"\r\n            aria-labelledby=\"q-${globalIndex}\">\r\n\r\n            <div class=\"faq-a-inner\">\r\n\r\n              <p class=\"faq-a\">\r\n                ${highlight(faq.a,term)}\r\n              <\/p>\r\n\r\n            <\/div>\r\n\r\n          <\/div>\r\n\r\n        <\/div>\r\n\r\n      `;\r\n\r\n    });\r\n\r\n\r\n    html += `\r\n      <\/section>\r\n    `;\r\n\r\n  });\r\n\r\n\r\n  faqContainer.innerHTML =\r\n    html;\r\n\r\n\r\n  faqContainer\r\n    .querySelectorAll('.faq-q')\r\n    .forEach(btn => {\r\n\r\n      btn.addEventListener(\r\n        'click',\r\n        () => {\r\n\r\n          const item =\r\n            btn.closest('.faq-item');\r\n\r\n          const isOpen =\r\n            item.classList.contains('open');\r\n\r\n          item.classList.toggle(\r\n            'open',\r\n            !isOpen\r\n          );\r\n\r\n          btn.setAttribute(\r\n            'aria-expanded',\r\n            String(!isOpen)\r\n          );\r\n\r\n        }\r\n      );\r\n\r\n    });\r\n\r\n}\r\n\r\n\r\n\/* =========================================================\r\n   SEARCH\r\n========================================================= *\/\r\n\r\nconst searchInput =\r\n  document.getElementById('searchInput');\r\n\r\nconst clearSearch =\r\n  document.getElementById('clearSearch');\r\n\r\n\r\nsearchInput.addEventListener(\r\n  'input',\r\n  () => {\r\n\r\n    searchTerm =\r\n      searchInput.value;\r\n\r\n    clearSearch.classList.toggle(\r\n      'show',\r\n      searchTerm.length > 0\r\n    );\r\n\r\n    render();\r\n\r\n  }\r\n);\r\n\r\n\r\nclearSearch.addEventListener(\r\n  'click',\r\n  () => {\r\n\r\n    searchInput.value = '';\r\n\r\n    searchTerm = '';\r\n\r\n    clearSearch.classList.remove('show');\r\n\r\n    render();\r\n\r\n    searchInput.focus();\r\n\r\n  }\r\n);\r\n\r\n\r\ndocument\r\n  .getElementById('resetSearch')\r\n  .addEventListener(\r\n    'click',\r\n    () => {\r\n\r\n      searchInput.value = '';\r\n\r\n      searchTerm = '';\r\n\r\n      activeCategory = 'all';\r\n\r\n      clearSearch.classList.remove('show');\r\n\r\n\r\n      catNav\r\n        .querySelectorAll('.cat-pill')\r\n        .forEach(btn =>\r\n          btn.classList.remove('active')\r\n        );\r\n\r\n\r\n      const allButton =\r\n        catNav.querySelector(\r\n          '[data-cat=\"all\"]'\r\n        );\r\n\r\n      if(allButton){\r\n        allButton.classList.add('active');\r\n      }\r\n\r\n\r\n      render();\r\n\r\n    }\r\n  );\r\n\r\n\r\n\/* =========================================================\r\n   BACK TO TOP\r\n========================================================= *\/\r\n\r\nconst totop =\r\n  document.getElementById('totop');\r\n\r\n\r\nwindow.addEventListener(\r\n  'scroll',\r\n  () => {\r\n\r\n    totop.classList.toggle(\r\n      'show',\r\n      window.scrollY > 480\r\n    );\r\n\r\n  }\r\n);\r\n\r\n\r\ntotop.addEventListener(\r\n  'click',\r\n  () => {\r\n\r\n    window.scrollTo({\r\n      top:0,\r\n      behavior:'smooth'\r\n    });\r\n\r\n  }\r\n);\r\n\r\n\r\n\/* =========================================================\r\n   FAQ SCHEMA\r\n   Generated from the same FAQ data\r\n========================================================= *\/\r\n\r\n(function injectSchema(){\r\n\r\n  const schema = {\r\n\r\n    \"@context\":\"https:\/\/schema.org\",\r\n\r\n    \"@type\":\"FAQPage\",\r\n\r\n    \"mainEntity\":\r\n\r\n      FAQS.map(faq => ({\r\n\r\n        \"@type\":\"Question\",\r\n\r\n        \"name\":faq.q,\r\n\r\n        \"acceptedAnswer\":{\r\n\r\n          \"@type\":\"Answer\",\r\n\r\n          \"text\":faq.a\r\n\r\n        }\r\n\r\n      }))\r\n\r\n  };\r\n\r\n\r\n  const script =\r\n    document.createElement('script');\r\n\r\n  script.type =\r\n    'application\/ld+json';\r\n\r\n  script.text =\r\n    JSON.stringify(schema);\r\n\r\n  document.head.appendChild(script);\r\n\r\n})();\r\n\r\n\r\n\/* =========================================================\r\n   INIT\r\n========================================================= *\/\r\n\r\nbuildCatNav();\r\n\r\nrender();\r\n\r\n<\/script>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Investor FAQs | Flowers Mutual Fund Distributors \u2014 AMFI Registered Mutual Fund Distributor Flowers MFD Investor Help Desk Clear answers, before you invest. Answers to common questions about Mutual Funds, SIPs, KYC, taxation, redemptions, risk and portfolio servicing \u2014 explained in simple language. \u2715 50+ Questions 09 Categories AMFI Registered Distributor Showing 51 of 51 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-11661","page","type-page","status-publish","hentry"],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"boopathi.giri","author_link":"https:\/\/www.flowersmfd.in\/ta\/author\/boopathi-giri\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Investor FAQs | Flowers Mutual Fund Distributors \u2014 AMFI Registered Mutual Fund Distributor Flowers MFD Investor Help Desk Clear answers, before you invest. Answers to common questions about Mutual Funds, SIPs, KYC, taxation, redemptions, risk and portfolio servicing \u2014 explained in simple language. \u2715 50+ Questions 09 Categories AMFI Registered Distributor Showing 51 of 51&hellip;","_links":{"self":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages\/11661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/comments?post=11661"}],"version-history":[{"count":3,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages\/11661\/revisions"}],"predecessor-version":[{"id":13357,"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/pages\/11661\/revisions\/13357"}],"wp:attachment":[{"href":"https:\/\/www.flowersmfd.in\/ta\/wp-json\/wp\/v2\/media?parent=11661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}