Loan Against Securities (LAS)
Loan Against Securities (LAS) is a facility where eligible investments may be pledged as security to obtain a loan from a bank or financial institution, subject to the lender’s eligibility criteria and terms.
What is Loan Against Securities (LAS)?
Loan Against Securities (LAS) is a facility where eligible investments such as Mutual Funds, Shares, Bonds, or ETFs may be pledged as collateral to obtain a loan, subject to the lender’s eligibility criteria and terms. The underlying investments remain subject to market movements and the conditions of the pledge.
Loan Against Securities (LAS) may provide access to funds against eligible pledged securities, subject to the lender’s terms, eligibility and applicable conditions.
Benefits of Loan Against Securities (LAS)
LAS may provide access to funds against eligible pledged securities, subject to the lender's eligibility criteria and terms.
Access to Funds
Eligible securities may be pledged as collateral to obtain a loan, subject to the lender's eligibility criteria and terms.
No Immediate Sale
Pledging eligible securities may provide access to funds without requiring an immediate sale of the investments.
Flexible Financing
Loan amount, interest rate, tenure and repayment conditions depend on the lender and the pledged securities.
For Eligible Investors
LAS may be considered when temporary liquidity is required and the investor meets the lender's eligibility requirements.
How Much Can You Get?
The loan amount available against pledged securities depends on the type and value of eligible securities, the lender's lending policy, applicable margin requirements and other terms.
When Should You Consider LAS?
When temporary access to funds is required
For eligible personal or business funding needs
When you are considering a loan against eligible securities
When you want to understand financing options before selling investments
Considering a Loan Against Securities?
Explore Your LAS Options
Contact us to understand how Loan Against Securities works, including eligibility, pledged securities and lender-specific terms.IN TOUCH
Loan Against Securities is a credit facility. Approval, loan amount, interest rate, margin requirements and other conditions are determined by the respective lender. Pledged securities remain subject to market risk.